Finance

Wealth management for high net worth individuals (HNWIs) is a specialised field that goes far beyond the basics of personal finance. Those with substantial assets face unique challenges and opportunities, requiring customised strategies that preserve and grow their wealth while aligning with their personal values and long-term goals.  In this...

Selecting a financial advisor is a critical step in securing your financial future and achieving your long-term goals. With a myriad of options available in the marketplace, navigating the selection process can be daunting. A competent financial advisor not only offers expertise in investment strategies but also provides personalized guidance...

When a business wants money to grow, it is very important to choose the right funding partnership. Some people think it is only about getting money quickly, but it is more than that. A funding partnership is a relationship that will affect the business in many ways for a long...

Banks employ specialised screening methods when assessing microloan applications, focusing on efficiency given the small loan amounts involved. Unlike traditional loans that warrant extensive underwriting processes, microloans require streamlined evaluation that balances risk management with processing costs. Financial institutions analyse various data points to predict repayment probability while keeping administrative...

Examining the credentials and experience of an accounting firm's staff is crucial when choosing one. These elements guarantee that they are prepared to manage financial affairs with skill and proficiency.  Expert certifications Professionals with the Chartered Professional Accountant (CPA) designation ought to work for accounting firms in Canada. The CPA...

In the world of finance, the terms "trading" and "investing" are often used interchangeably, but they represent two fundamentally different approaches to managing money and building wealth. Whether you're looking to grow your savings or take advantage of market opportunities, understanding the differences between trading and investing is essential. This...

Decentralized Finance (DeFi) has many ways to make money, trade, and invest. You can earn income without banks or other old finance groups. By using staking, yield farming, liquidity, and tricks that run on their own, users can get more from their crypto. To do well, it's key to know...

The investment landscape is transforming through blockchain technology and asset tokenisation. This fundamental shift represents more than a technological upgrade – it completely reimagines how we approach ownership, trading, and value transfer in the modern economy. As we witness this evolution, various stakeholders emerge as key architects of this financial...

Travel Medical Insurance, often known as overseas travel insurance, aims to safeguard the policyholder when travelling overseas for whatever reason. Travel health insurance is beneficial for medical crises that necessitate medical care or hospitalisation and emergency evacuations or withdrawals overseas. What Is Travel Health Coverage? Medical emergencies are never pleasant,...

The Foreign Bank Account Report (FBAR) is a form required by the United States Department of the Treasury's Financial Crimes Enforcement Network (FinCEN). The purpose of the FBAR is to report foreign financial accounts held by US taxpayers that exceed certain thresholds. Failure to file an FBAR or filing an...